• A division of the Farm Credit System, the nation's leading and single largest agricultural lender
• $460 million in assets, $508 million in gross loans outstanding
• 800 + stockholders
• 4 offices in Southeast Florida covering 8 counties - offering personal service
• One of the top 10 Farm Credit Associations in the country for credit quality and efficiency ratings

It's a myth... We're not just for farmers!

Loans for:

• Those interested in making an investment in real estate
• Those interested in purchasing a lot for a future home site
• Existing and first-time homeowners
• Agri-business
• Part-time farmers
• Full-time farmers

Acreage, Lot & Land Loans

Serving...

• Monroe
• Dade
• Broward
• Palm Beach
• Martin
• St. Lucie
• Indian River and
• Okeechobee counties

We're Making Home Loans!

• From Okeechobee to the Florida Keys
• We currently have secondary mortgage market originators and a full service underwriting and administrative department
• Knowledgeable, dedicated, experienced staff members guarantee personal experience

Loan Options

• Fixed, Variable, and Adjustable Rates
• Balloon Options Available
• Terms from 1 - 30 years
• Construction to permanent financing with no additional charges
  (1 time closing available with a lock feature of 6, 9, or 12 months)
• Property may be used for both residential and agricultural purposes
• Larger tracts considered (no 5-acre minimum)
• Approved FHA/VA lender
• Homestyle renovation programs
• Jumbo loans
• Interest-only loans

The Difference

• No intangible tax or doc stamp fees (on qualified loans)
• No fees to pre-qualify
• Local approval on most applications
• Competitive rates
• Cash-out refinances/other lender refinance
• Knowledgeable & experienced loan officers
• No minimum loan amount required
• Conventional and alternative mortgages