THE BOARD OF DIRECTORS

John D. Martin is a retired vegetable farmer and nurseryman from Palm Beach County, and is currently a citrus grower in St. Lucie County. He currently serves on the boards of directors of Jack Martin Farms Inc., Martin Properties of Palm Beach County, Inc., and Palm Beach County Bank.
ACA Term of Office: 04-30-1994
Current Term of Office: 2006-2009

Jack C. Coker, Chairman, is a beef cattle rancher and real estate developer in Okeechobee County. He currently serves on the boards of directors of Coker Cattle Corporation and B and J Investments, Inc.
ACA Term of Office: 04-01-1991
Current Term of Office: 2008-2011

Robert G. Sexton is a citrus grower in Indian River County. He is President of Oslo Citrus Growers Association and currently serves on the boards of directors of AgFirst Farm Credit bank, Florida Citrus Mutual, Oslo Citrus Growers Association, McArthur Farms, Florida Citrus Packers, Indian River Citrus League & HESCO.
ACA Term of Office: 12-20-1995
Current Term of Office: 2008-2011

John Alger is a vegetable grower and nurseryman in Miami-Dade County. He serves on the Executive Advisory Board of First National Bank of South Florida, is a member of the Dade County Farm Bureau, and FFVA.
ACA Term of Office: 04-01-2007
Current Term of Office: 2008-2011

William E. Bowman, Jr. is a cattle rancher with farming operations in eastern Palm Beach and Okeechobee counties. He serves on the board of directors of Florida State Fair, South Florida Fair, Bowman & Sons, Inc., Duck Coon Ranch, McArthur Dairy, Triple Ranch, Inc., Taylor Creek Ranch, Inc., Dairy Feeds, Inc., and the Law Enforcement Assistance Foundation.
ACA Term of Office: 04-01-1991
Current Term of Office: 2007-2010

Robert J. Callaway serves as an Outside Director for the Association. He is a co-founder of Callaway and Price, Inc., a real estate appraisal and consulting firm. He serves on the boards of directors of South Florida Fair, West Palm Beach Fishing Club and Law Enforcement Assistance Foundation.
ACA Term of Office: 04-01-1991
Current Term of Office: 2006-2009

Louis E. "Woody" Larson, Jr., Vice-Chairman, is a dairy farmer in Okeechobee County. He serves on the board of directors of Larson Dairy, Inc., Dairy Feeds, Inc., Florida Cattlemen's Association, SunTrust - Mid-Florida, and Southeast Milk, Inc.
ACA Term of Office: 04-01-1991
Current Term of Office: 2007-2010

Charles F. "Charlie" Martin is a nurseryman in Miami-Dade County. He serves as Secretary/Treasurer of Harold B. Martin, Inc.
ACA Term of Office: 04-01-1991
Current Term of Office: 2007-2010

Sherwood J. "Buddy" Johnson is a citrus grower in the Indian River area. He serves on the boards of directors of Delta Farms Water Control District, CoBank, University of Florida S.H.A.R.E. Council, and is President of the Treasure Coast Ag Research Foundation.
ACA Term of Office: 04-01-1991
Current Term of Office: 2006-2009

Andrea Thurn, CPA serves as an Outside Director for the Association. Ms. Thurn is a Partner/Owner in Morgan, Jacoby, Thurn, Boyle and Associates, PA and has many years of experience with financial institutions, cooperatives and agri-businesses. She served as the Treasurer and President of the Board for United Way of Indian River County as well as Safeplace Domestic Violence Program.
ACA Term of Office: 04-01-2007
Current Term of Office: 2007-2010

COMMITTEES OF THE BOARD OF DIRECTORS

1. Executive Committee - Two ACA Directors and the CEO or his designee.
   (the CEO designates Rob Pendleton in the event of his absence)
2. Compensation Committee - All FCSF, ACA Board members. [Compensation Committee Charter]
3. Audit Committee: [Audit Committee Charter]
   • Andrea Thurn
   • Robert J. Callaway
   • Sherwood J. "Buddy" Johnson, Chairman
4. Loan Committee - All Directors and ACA Officers as identified in the Delegated Authorities Matrix.