OUR PRODUCTS & SERVICES

Competitive interest rates are offered based on costs associated with obtaining loan funds tied to competition and risk. Farm Credit offers variable rate loans tied to prime or LIBOR as well as fixed rates from one to thirty years. Repayment term options include monthly, quarterly, semi-annually and annually. Your loan officer will assist you in choosing the best product for your needs. We will be glad to discuss details of our program at your place of business or at the nearest Farm Credit branch office.

Customer Care Survey

Auto Borrow
A cash management alliance with Bank of America where excess funds are "swept" from members checking account each day and applied on the operating line from Farm Credit.  Funds can automatically be swept from the Farm Credit line into the checking account when daily outflows exceed daily deposits.

AutoDraft
A faster, easier way to pay your Farm Credit loan installment.

Basic Processing and Marketing Loans
Loans to finance the basic processing and marketing activities of farmers' and ranchers' production such as packing houses, retail outlets, and other production, processing, and marketing needs.

Country Home Loans
Loans for the purchase, construction, remodeling and refinance of country homes.

Crop Insurance
Loss protection for your crops offered by the USDA and administered by your association.

Farm-Related Business Loans
Loans to individuals or businesses engaged in furnishing customer-type farm-related services such as grove maintenance providers and transportation of farm products. Loan purposes include sites, structures, equipment and working capital.

Fast Cash
A quick and easy way to access loan funds from your credit lines.

Leases
Leases for any capital item used in the farming operation.

LoanLine
Farm Credit's 24-hour, toll-free access to your loan account.

Machinery, equipment, vehicles, and breeding stock
Intermediate term loans (3-10 year amortization) to purchase machinery, equipment, vehicles, farm improvements, debt consolidation and grove development.

Mortgage Calculator Plus
Calculate principle, interest, amortization, monthly vs. bi-weekly payment, etc.

More Mortgage Calculators

Real Estate Purchases and Improvements
Long term loans (10-30 year amortization) for real estate purchases, debt consolidation, farm improvements, homes, facilities for development/rehabilitation of grove and nurseries.

Short Term and Revolving Line of Credit Loans
Working capital loans for general operating expenses such as labor, feed, crop production and care taking expenses. Accounts receivable loans and commodity loans to cover short term cash flow deficits and to enhance orderly marketing.

Smart Cash
Farm Credit's interesting bearing account that lets our members invest excess seasonal funds at high rates to be used for future payments to Farm Credit or to be withdrawn and used for future farming needs.